What to Do When You Can’t Pay Your BP Bill
BP, British Petroleum, started out as Anglo-Persian Oil in 1901. The company has acquired and branded several oil companies including Amoco, ARCO, Sohio, Castrol and Aral. BP has grown from oil producing to producing sustainable energy solutions including biofuels, natural gas, wind and solar energy.
BP also deals with financial services when they partnered with Chase Bank to introduce the BP credit card. The BP credit offers rewards including:
- Rebate of 10% on purchases
- Rebate of 4% on dining and travel expenditures
- Rebate of 5% on purchases of BP stations
- $25 gift card for every $25 in rebate earned.
How to Pay the Bill
BP offers several convenient ways for customers to pay your bill. The available methods include online bill payments, phone payments, mail payments and automatic deductions. You have the ability to make bill payments using your credit or debit card, checking or savings account, electronic check, check or money order.
Pay online: Customers can pay your BP bill online by visiting https://www.chase.com/online/Credit-Cards/account-access-rtbl-.htm. BP does not charge a convenience fee with this service. You can make BP bill payments using your credit or debit card and electronic check.
Pay by phone: Customers can pay your BP bill by calling customer service at 1-800-436-3117. You are not charged a convenience fee for making a BP bill payment over the phone.
Pay by mail: Customers can pay your BP bill by sending payment to:
Chase Credit Services
P.O. Box 94014
Palatine, IL 60094-4014
P.O. Box 15148
Wilmington, DE 19886-5148
Western Union: Customers can pay your BP bill at your local Western Union. You will need the city code when making payments. You are assessed a convenience fee when making payments through Western Union.
- Code City – President AWA114930
- Code City – Lyons AWA 042505
- Code City – Quigley AWA002983
Automatic deduction: Customers can pay your BP bill by having the funds automatically deducted from your checking or savings account on a monthly basis. You have the ability to change the date your payment deducts from your account. You are not charged a convenience fee when having funds automatically deducted from your account.
Questions About Your Billing Statement or Account?
The BP credit card is backed by Chase Bank. A lengthy Frequently Asked Questions page is available on the Chase website. Topics include credit line increases and billing, but not fees. Detailed information on the Terms and Conditions of your BP card are available in the credit card agreement. Customer service for Chase can also answer questions at 1-800-432-3117.
How the Penalty Fees Work
Customers can expect monthly and nonrecurring fees from BP, including:
- Late payment – $35 per instance
- Over the limit – $ 35 per instance
- Cash advance – 3% or $10, whichever is greater, of the transaction amount
- Foreign transaction – 3% of the transaction amount
- Balance transfer – 3% of the transaction amount
- APR – ranges from 15.24% to 19.24%
I Can’t Make a Payment
BP offers several options for customers that can’t pay your bill. The options include:
- Payment arrangements
- Extended payment dates
- Interest rate reduction
- O% interest
- Waive late payment and over the limit fees
Will They Work With Me to Pay My Bill?
Did BP exceed your expectations when you needed them to help you pay your bill? We want to hear from you on your positive or negative experience. Leave us a comment below.