What To Do When You Can’t Pay Your Chase Bill
J.P. Morgan Chase, otherwise known as Chase, is a well known bank. They offer a variety of services including checking and savings accounts, loans, and credit cards. If you are a Chase credit card holder who is having trouble making the payments on time, you are not alone. Credit card payments are often the last priority when you’re short on cash, and here’s some information that can help you stay on track.
How To Pay The Bill
Chase offers the ability to make payments online, by phone, by mail, and by Western Union. You can also make a payment in person at a local Chase bank branch, or through wire transfer.
To make your Chasepayment online: visit https://www.chase.com/ccp/index.jsp?pg_name=ccpmapp/card_servicing/account_access/page/CCSMktPayBill. If you do not have an account, you will have to sign up for one, and login before you can make your payment.
To make your Chase payment by phone: call 1-800-436-7958 any time day or night, 24 hours a day, seven days a week.
To make your Chase payment by mail:
Chase Card Services
P.O. Box 94014
Palatine, IL 60094-4014
Store-branded credit card bills:
P.O. Box 15148
Wilmington, DE 19886-5148
To make your Chase payment by Western Union: Use the QuickCollect service and one of the following city codes: Code City – President AWA114930; Code City – Lyons AWA 042505; Code City – Quigley AWA002983. There will be a fee for this service, set and collected by Western Union.
To make your Chase payment at a local branch: Use this local branch locator to find the nearest branch in your area.
To make your Chase payment through a wire transfer make your payment to one of the following account numbers:
ABA routing number 0210-00021
Internal account number 304-002682
Questions About Your Billing Statement or Account?
Credit card companies such as Chase provides a complete list of fees for customers to review in the event they do not understand the monthly charges. If you notice charges you do not understand, we recommend visiting the Chase FAQs. Customers have the ability to speak to a customer service representative by calling 1-800-436-7958 for additional information.
How The Penalty Fees Work
Chase charges fees on a monthly and a non-recurring basis, depending on the type or credit card you possess and your creditworthiness. The typical fees include late payment fees, over-the-limit fees, returned payment fees and returned check fees. Additional charges include balance transfer fees and cash advance fees.
Late payment – $15 to $35
Over the limit – $35
Returned payment – $35
Returned check – $35
Balance transfer – $5
Cash advance – $10
I Can’t Make A Payment
If ever you cannot make your Chase payment on time for any reason, contact a customer service agent to see what your options are. You may not be able to avoid late fees, but if you are unable to make payments and have a payment protection insurance plan, you may be able to keep your account in good standing until you can afford to make payments again.
Will They Work With Me To Pay My Bill?
Are you a current or past Chase customer who has dealt with an inability to make your payment on time? How did the company help you? Share your experience in the comments below.