What to Do When You Can’t Pay Your Erie Insurance Bill
Erie Insurance provides car insurance, life, business and homeowner’s insurance policies. The company was started in more than 80 years ago by two men. Since the start of Erie Insurance, the company has provided more than four million policies.
How to Pay the Bill
Convenience is the number one priority when it comes to Erie Insurance. The company lists all payment methods and options on the official website so customers can choose how to pay while ensuring payments are made on-time.
Pay online: You can pay your Erie Insurance bill online at https://www.erieinsurance.com/Applications/PolicyManagement/general/billing/billpay.aspx. Customers must register for online account access before making payment.
Pay over the phone: Call 1-800-387-1492 to make a payment by phone. The customer service representative will ask for your account number, but if your account number is unavailable, the representative can search for your account with other information. Payment methods accepted by phone include Visa, Mastercard and Discover.
Pay by direct debit: Erie Insurance offers a direct debit service for customers who want payment automatically deducted from their bank account each month. One payment is deducted each month. Your agent must setup the direct debit payment.
Pay via customer service: Customer service representatives are happy to process Erie Insurance payments at 1-800-458-0811.
Pay by mail: Customers can send mail payments via personal check or money order to:
Erie Insurance Group
100 Erie Insurance Place
Erie, PA 16530
If you have questions concerning your account, especially the inclusion of late payment fees, returned payment fees and reinstatement fees, we suggest you visit the Erie Insurance customer service FAQ page. You can receive additional infomation by contacting Erie Insurance customer service at 1-800-458-0811.
How the Penalty Fees Work
Erie Insurance does not publish specific late fees associated with non-payment, but we assume the company charges:
- Late payment fee
- Returned payment fee
- Reinstatement fee
I Can’t Make a Payment
If you can’t pay your Erie Insurance bill you must contact customer service at 1-800-458-0811. The representative will help you work through your payment options to keep your insurance active. This is especially important in regards to auto insurance. Auto insurance policies are often cancelled within a few days of the due date if premiums are not paid in full.
Erie Insurance offers a variety of payment plans to help the consumer make payments on-time. Payment plans include:
- Plan A – Payment in full paid once per year.
- Plan B – One-third on the active policy date. One-third 30 days later and the remaining third within 60 days of the original payment.
- Plan C – One-quarter on the active policy date. One-quarter within 30 days of the first payment. The remaining balance within six months of the first payment.
- Plan D – One-quarter on the active policy date. One-quarter within three months. One-quarter within the next three months and the remaining balance within nine months of the first payment.
- Monthly – Insurance premiums are broken into monthly payments spread out over 12 months.
Will They Work With Me to Pay My Bill?
Erie Insurance is a business so they want to make more money than they spend. This often causes a conflict of interest between insurance providers and customers. Erie Insurance does offer payment options and will work with customers to make payments affordable and manageable over the course of the policy.