What to Do When You Can’t Pay Your Fashion Bug Bill
Fashion Bug is a clothing store dedicated to women. The store sells shoes, jewelry, fragrances and various forms of women’s clothing and accessories. The Fashion Bug credit card offers a rewards program. Customers receive a $5 coupon for every $100 charged to the Fashion Bug credit account. If customers hold a premier card they earn $10 for every $100 charged. The Fashion Bug credit card is issued by World Financial Network Bank.
How to Pay the Bill
To prevent late payment fees it is best to send payment well in advance of the due date. This applies to mail and online payments. Some companies require several working days to post online payments to your account, so immediately credit may not apply.
Pay by mail: You can send a personal check or money order to World Financial Network National Bank. You must write your account number on your payment to ensure payment is credited to the account appropriately.
World Financial Network National Bank
PO Box 182273
Columbus, OH 43218-2273
Pay by phone: Customer service representatives are available from 8 a.m. until 9:30 p.m. Monday to Saturday at 1-800-767-1309.
Questions About Your Billing Statement and Account?
Customers can read through the Fashion Bug FAQs page for information on late payment fees, annual percentage rates and other applicable credit fees. If your questions are not answered by the FAQs section, contact customer service at 1-800-767-1309.
How the Penalty Fees Work
As is the case with most store credit cards, there are various penalty fees if you can’t make payment by the due date.
- Late payment fee: Up to $35 per month.
- Returned payment fee: Up to $25 per returned payment.
- Minimum finance charge: $1 per month.
- APR: 24.99%.
- Alternative payment fee: Up to $15.
Collection and attorney fees may be added to your account balance if the account is placed in collection status. Even if Fashion Bug writes off your credit card account, you are still liable for payment.
I Can’t Make a Payment
The best choice when payments come due and you don’t have the money to pay is to contact customer service. The customer service number for Fashion Bug is 1-800-767-1309. Customer service representatives may have payment options for temporary financial difficulties. However, credit card payments are typically smaller than the total amount owed, so there is little room to reduce monthly payments.
Consumer credit card debt agencies may help you control credit debt and reduce monthly bills if you have more than one credit card.
Will They Work With Me to Pay My Bill?
We found very little information on the Fashion Bug credit card in terms of past due accounts and overdue bills. We need your help to learn more about how Fashion Bug really treats its customers. Let us know how you worked out your overdue balance with Fashion Bug.