What to Do When You Can’t Pay Your First Premier Credit Card Bill
First Premier is one of the world’s largest financial institutions that specialize in credit cards. The South Dakota based company provides service to millions across the United States. The lure of the company is that it offers credit cards to customers with a less than stellar credit history. The key focus of First Premier is:
- Improving credit habits of its customer base
- Build credit
- Rebuild Credit
- Reestablish credit
How to Pay the Bill
Owning the First Premier credit card means customers have greater opportunities to pay bills in ways that fir your busy lifestyle. The available options include:
Pay online: Customers can pay your First Premier credit card bill online by visiting https://www.mypremiercreditcard.com/. The first two months are free. You are charged a monthly fee of $4.95 each additional month.
Automatic draft: If you want to eliminate late payment fees, sign up for automatic draft. Your payment deducts from your bank account on the due date.
Pay by phone: Call customer service at 1-800-987-5521 to manage your First Premier credit card bill.
Pay by mail: Send your bill payment to:
First Premier Bank
P.O. Box 5524
Sioux Falls, SD 57117-5524
Pay in person: Visit the following locations to pay your First Premier credit card bill in-person.
3820 N. Louise Ave.
Sioux Falls, SD 57107
1400 Mickelson Drive
Watertown, SD 57201
800 Cottonwood Lane
Dakota Dunes, SD 57049
1000 18th St. SW
Huron, SD 57350
Questions About Your Billing Statement or Account?
Customers should be aware that credit card companies such as First Premier charge fees and service charges. Although the fees are assessable to customers, you may need the terminology explained. In the event your need a detailed explanation of the service charges and fees, you should visit the Customer Resource page. Do you need additional information? Call customer service at 1-800-987-5521.
How the Penalty Fees Work
The penalty fees and service charges assessed by the First Premier include:
- APR – 36%
- Processing – $95
- Annual fee – $75 (year one); $45 (year two and beyond)
- Service fee – $75 (assessed after the first year)
- Cash advance – 5% of the transaction amount or $6
- Late payment – $35
- Returned payment – $35
- Additional cards – $29
I Can’t Make a Payment
Upon approval for a First Premier credit card, you will notice that the company stands behind its commitment to provide excellent customer service. The company recognizes financial hardships that could potentially arise from time to time. First Premier provides several services that ease the pain of not having the ability to pay your bill.
- Extended due date
- Payment arrangements
- Budget billing
Will They Work With Me to Pay My Bill?
Did you receive the assistance you deserved when you can’t pay your bill? Let us know so other customers can benefit.