What To Do When You Can’t Pay Your Geico Bill
Geico is an auto insurance company headquartered in Chevy Chase, Maryland, that services all of the United States. Paying your auto insurance is important, even when you’re in financial trouble. Geico has a good reputation for customer service and offers solutions to help ease your financial burden.
How To Pay The Bill
Geico makes bill paying easy by offering several options: automatic payments, Web-Pay, Phone-Pay, or mail.
Automatic Payments: Set up your account to automatically deduct the payment each month from a checking account or credit card. A reminder email is sent before the payment is processed. You can initiate automatic payment when you set up the account or any time after by logging in to Geico’s Policy Service Center.
Web-Pay: Log in to you account to pay your Geico Insurance bill online with a checking account, debit card or credit card.
Phone-Pay: Call 1-800-932-8872 to make a payment using your checking account, debit card or credit card.
Mail: You can mail a check or money order to:
One GEICO Plaza
Bethesda, MD 20810-0001
Don’t forget to write your policy number on the check or money order.
If you receive a cancellation notice and want to pay by mail, be sure to use the pink return envelope that comes with the notice. To prevent a lapse in coverage, the return envelope must be postmarked no later than the cancellation date.
Pay Geico With Billfloat:
If you sign up for a Billfloat.com account, they will pay your bill for you, giving you an extra 30 days to pay.
Questions About Your Billing Statement or Account?
Although GEICO does not charge late payment fees or penalty charge, the company can still add information on you billing statement orr account that you do not understand. If this is the case, we suggest visiting the GEICO information page. For additional information regarding your billing statement or account, we recommend calling customer service at 1-800-932-8872.
How The Penalty Fees Work
Geico auto insurance has no late fees and no penalty for late payments.
I Can’t Make A Payment
Typically, your policy is paid for one month in advance, so your insurance will not be canceled until that time has run out, at minimum. Geico offers an additional nine day grace period if you explain the situation and ask for help.
Will They Work With Me To Pay My Bill?
Geico prides itself on exemplary customer service and lives up to that promise by making payments as easy as possible. They will extend a grace period, change your due date, or restructure the policy to lower the limits, and with it, your payment. Geico has several different payment plans, and if you are, for example, on a 3-payment plan, they can put you on a 6-payment plan to lower your auto insurance bill immediately.
If you’re a current or former Geico customer and have information to share about how they respond to billing issues, please let us know. Our readers would love to hear from you!