What to Do When You Can’t Pay Your Harris Bank Bill
Harris Bank is a personal and business bank parented in Canada. The headquarters for the bank is located in Chicago, Illinois and there are more than 600 branches in Indiana, Arizona, Missouri, Kansas and other states. Harris Bank offers free bill pay for customers with personal or business bank accounts.
How to Pay the Bill
Harris Bank offers typical bank bill pay. Customers can use money in their bank account to pay bills both electronically and traditionally. Traditional bill payments are sent via check through the mail. Delivery time is significantly longer so customers with a past due balance or a disconnect notice should not use traditional mail delivery to make a bill payment.
Pay online: You can pay your Harris Bank bill online at https://www4.harrisbank.com/secure. The service is called Harris Bill Pay. Customers have access to e-bills, electronic payments and recurring payment plans.
Questions About Your Billing Statement or Account?
If you have questions about your Harris Bank bill, such as stop payment fees, duplicate statement fees overdraft or insufficient funds fees, you should visit the Harris Bank FAQs. You can reach customer service at 1-888-340-2265.
How the Penalty Fees Work
Harris Bank charges penalty fees for overdrawn accounts and stopped payments.
- Overdraft fee: $32 per presented payment. Harris Bank will not charge the fee if the payment results in an overdraft of less than $5. A maximum of four charges will be assessed per day.
- NSF fee: $32 per returned payment. A maximum of four payments will be charged per day. This fee is not applicable if the customer is denied an ATM or during a point of sale purchase.
- Consecutive overdraft fee: $5 per day the account stays overdrawn.
- Returned deposit: $7.50 per returned deposit. The customer may have to pay NSF or overdraft fees when the deposit amount is taken out of the account.
I Can’t Make a Payment
Harris Bank customer service is available to help customers having trouble with Harris Bank bill pay. Simply contact customer service at 1-888-340-2265. When the call is answered, choose option number 4 to route the call to online banking services.
Harris Bank is not in business to help customers having temporary financial troubles. It is best to contact the biller about a past due bill before the company charges late payment fees or issues a disconnection order. Payment plans and other financial arrangements may help rectify the overdue balance.
Will They Work With Me to Pay My Bill?
Harris Bank will not work with customers to pay past due bills. The local Department of Health and Human Services will work with low-income families and individuals to pay utility bills. The LIHEAP program is one low-income program. If you can’t cover the payments by personal check presented to your account, the overdraft or NSF fees will be withdrawn from your available balance immediately.