What to Do When You Can’t Pay Your Lord & Taylor Bill
Lord & Taylor is a clothing retail store offering a store credit card from GE Money Bank. Lord & Taylor stores are located throughout the United States. Special credit card privileges are offered to customers who spend at least $1,500 per year at Lord & Taylor. Thirty days after hitting the $1,500 mark, you will receive a Premier Lord & Taylor card in the mail, if your account is in good standing with no missed payments.
How to Pay the Bill
Lord & Taylor processes credit card payments by mail, phone, online and in stores.
Pay online: You can pay your Lord & Taylor bill online at https://www.gemoneycards.com/consumergen2/login.do?subActionId=1000&clientId=lordtaylor&accountType=plcc&langId=en. Payments require online registration for account access. Registration takes only a few minutes. There is no fee to register online.
Pay by phone: Phone payments for Lord & Taylor store credit cards are accepted at 1-866-465-8292.
Pay by mail: Personal checks or money orders made out to Lord & Taylor can be sent to:
PO Box 960035
Orlando, FL 32896
Pay in-store: If you wish to make a credit card payment in-store, simply visit any register and tell the cashier you wish to make a card payment. Payments are processed at the register. There may be a delay in payment so credit may not be immediately available.
Questions About Your Billing Statement or Account?
Have you noticed fees such as finance charges, late payment fees and collection costs that are unfamiliar to you? If this is the case, we suggest you visit the Lord & Taylor FAQs. You can also receive detailed information about your Lord & Taylor billing statement and account by calling customer service at 1-866-465-8292.
How Penalty Fees Work
The Annual Percentage Rate (APR) for a Lord & Taylor card is 25.49%. There is not a higher APR for past due accounts. Other fees include:
- Minimum finance charge: $1
- Late payment fee: Up to $35
- Collection costs: Incurred if an account is past due and Lord & Taylor attempts to collect the debt.
I Can’t Make a Payment
Contact customer service for Lord & Taylor at 1-866-465-8292 to speak with a customer service representative about payment plans or alternative payment options. Typically, credit card companies do not offer alternative payment options because credit card payments are already broken into a fraction of the total amount owed.
Debt consolidation and other debt relief programs may offer help relieving credit card debt. Typically, customers miss just one payment and then the next payment is much larger due to late payment charges. From there, the account spirals out of control and bill collectors start calling.
Will They Work With Me to Pay My Bill?
This is a great question. Most consumers have little luck with credit card companies bending for financial hardship. However, Lord & Taylor is known for exemplary customer service, so how did this company work with you to resolve a past due credit card bill? Did they keep tacking on late payment charges?