What to Do When You Can’t Pay Your New York & Company Bill
New York & Company is a high-end clothing storee offering store credit cards to qualified applicants. The two cards offered by the company are the Black and Platinum cards. The Black card comes with no annual fee and a $10 reward for every $200 spent. The Platinum card comes with no annual fee and a $20 reward for every $200 spent.
How to Pay the Bill
There are multiple options for making a credit card payment to New York & Company. Not all payment methods process immediately. According to the company FAQs, it is best to call customer service to make an immediate payment if your account is past due or nearing the due date.
Pay online: Customers can access their account online after registering for free access. You can pay your New York & Company bill online at https://onlineaccess2.mycreditcard.cc/newyorkandcompany.
Pay by mail: If you wish to pay with a money order or personal check, send the check made out to New York & Company to:
World Financial Network Bank
PO Box 182273
Columbus, OH 43218-2273
Pay by phone: Customer service is available to take emergency and standard payments. There is a fee associated with making an emergency or immediate payment. Contact 1-800-889-0494 to make a payment by phone.
Questions About Your Billing Statement or Account?
Do you understand all of the fees assessed to your New York & Company billing statement or account? If you do not understand all of the charges such as interest charges, late payment fees or returned check fees, you should review the New York & Company customer resource page. You can also receive additional information regarding your billingstatement or account by calling customer service at 1-800-889-0494.
How the Penalty Fees Work
The New York & Company card is provided by World Financial Network Bank. The fees associated with the account are common across most retail store credit cards.
- APR: 24.99% on purchases. The APR may change based on the prime rate.
- Minimum interest charge: $1 per month.
- Late fee: Up to $35, based on previous account history and late payment history.
- Returned payment fee: Up to $25 per returned payment. This charge is in addition to the charge your bank may assess.
I Can’t Make a Payment
New York & Company allows some customers to skip a payment during certain billing cycles. The details of this plan are vaguely addressed in the terms and conditions of the credit card. Late charges will not be charged when the customer skips a payment but interest will be added to the account balance.
Customer service is the best place to start when having financial trouble making credit card payments. The customer service department for New York & Company can be reached at 1-800-889-0494.
Will They Work With Me to Pay My Bill?
New York & Company, specifically World Financial Network Bank, makes money when customers fall behind on credit card bills. Each month, the bank is at least $35 richer if the customer does not work with customer service to pay bills on-time. Did New York & Company work with you to pay a past due bill?