What To Do When You Can’t Pay Your Radio Shack Bill
Radio Shack is a consumer electronics store that sells all sorts of electronic goods and electronic parts for hobbyists. They sell electronic toys, computers, audio and video equipment, as well as phones and phone plans. Radio Shack also has its own proprietary brands for many different products from toys to wireless phone accessories. Radio Shack offers a credit card through Citibank that will give you a 15% discount on all store-stocked batteries if you pay with your Radio Shack credit card. They also offer in-store payment and online account management. The store frequently offers credit plan financing promotions, like “No Interest if Paid in Full Within 6 Months.” These types of promotions usually require you to make a minimum purchase and to make minimum monthly payments if you want to avoid the interest charge. You must pay the entire balance within the stated period. If you are late with even one minimum payment during the stated period, you will be charged interest from the date of purchase.
How To Pay The Bill
You have several options for paying your Radio Shack bill.
Pay In The Store:
You can your bill in person in a company-owned Radio Shack store. You can find store locations on the Radio Shack website or call 800-843-7422 for assistance.
Or by going directly to Citigroup’s online credit card payment page.
Pay By Mail:
Send a Radio Shack payment, either check or money order, to:
Des Moines IA 50364-001
Pay By Phone:
You can pay your Radio Shack bill by calling 800-843-7422.
Note: There is a fee of $14.95 to pay your bill by phone.
Questions About Your Billing Statement or Account?
Customers can read about late payment fees, transaction fees and returned payment fees on the Terms and Conditions FAQs page. Customer service can answer any additional questions at 1-800-843-7422.
How The Penalty Fees Work
The Radio Shack card has an Annual Percent Rate (APR) of 28.99%. This rate is tied to the Prime Rate and could go up or down. Radio Shack gives 25 days from the close of the billing cycle to pay your bill in full and avoid paying the APR interest on those and any future charges. Radio Shack’s late payment fee is “up to $35.00.” Radio Shack’s returned payment fee is “up to 35.00″ You can further review the Terms and Conditions of the Radio Shack card on the company website.
I Can’t Make A Payment
You have to navigate through a number of phone menus to get in touch with a credit card representative. No information is available about procedures that might be in place to assist people who have fallen behind on their bill.
Will They Work With Me To Pay My Bill?
If you have had any contact with Radio Shack credit card representatives or tried to resolve disputes over a bill, let us know about your experience.