What To Do When You Can’t Pay Your 21st Century Car Insurance Bill
If your car insurance bill is due and you don’t have the money to pay, you’ll need to make a plan. 21Ss Century Insurance and Financial Services, Inc. is a well-known company with more than 20 million customers worldwide. It is a division of Farmers Insurance Group, which has been in business for over 80 years.
How To Pay The Bill
You can pay your 21st Century car insurance bill online or by calling 1-877-310-5687 with a debit or credit card. You can also choose to set up an automatic deduction from your checking or savings account or a debit or credit card. In addition, you may opt to receive bills in the mail and return payment by mail in the form of a check or money order. Never mail cash, and remember to write your policy number on the check or money order to ensure that payment is credited to the correct account, even if the payment is separated from the bill. Here are the addresses:
Payments sent by regular mail
Insurance Payment Processing Center
PO Box 7247-0302
Philadelphia, PA 19170-0302
Payments sent by overnight mail
21st Century Insurance and Financial Services
Billing Specialist Unit
3 Beaver Valley Road- 4th Floor
Wilmington, DE 19803
Finally, you can pay by Western Union. Here’s the information you need to fill out the money transfer form:
Pay To – 21st Century
Code City – TFIRCEN
State – Delaware
Account Number – Policy Number
How The Penalty Fees Work
There are no penalty fees for 21st Century insurance payments, but if your account is set up for an automatic (EFT) payment and your account has insufficient funds, you will be charged by the bank. If the money to cover the payment is not going in the bank on the due, make arrangements in advance with the insurance company to stop or delay the charge.
I Can’t Make A Payment
When you open your policy, you pay one month in advance. If you can’t pay your bill, you will be covered until that month runs out. However, there is no grace period for late payments, with the exception of policies written in Arizona, where the law stipulates a seven day grace period.
Will They Work With Me To Pay My Bill?
There are a number of things you can request that they may be willing to work out, including reducing your policy by reducing coverage, splitting your bill into smaller chunks, finding additional discounts, or making a partial payment. It is unlikely they will extend your policy beyond the cancellation date.
If you’ve had first-hand experience with 21st Century car insurance policies and billing, please share it with our visitors. Were company representatives helpful, friendly, understanding? Were you able to work it out?