What To Do When You Can’t Pay Your AAA Auto Insurance Bill
In addition to its roadside assistance and other services, AAA offers auto insurance. A trusted company with a great reputation, AAA has been in business since 1902, and offers a number of helpful member benefits, including discounts, maps, and travel planning. AAA serves as an agent for many insurance carriers and provides coverage tailored to meet your needs.
How To Pay The Bill
Bill pay methods for AAA insurance depend on your insurance underwriter. Most companies offer the following options for paying your bill:
- Electronic Funds Transfer (EFT) Payments: Many companies will deduct your payment from a checking account or savings account.
- Online banking: In most cases, you can set your bills up for payment using the online banking center in your bank account.
- eService: Some carriers allow you to make one-time payments by logging in to your account at the company website.
- Phone: most of the major underwriters will allow you to make a payment from your checking account, savings account, credit card or debit card over the phone.
- Mail: Every insurance company accepts mailed in payments by check or money order. Never mail cash, and always remember to write your policy number on the check or money order.
Your bill will reflect the information for the insurance company that underwrites your policy. If you are unsure, call your local AAA office and verify the details with your agent.
How The Penalty Fees Work
There are generally no late fees for auto insurance payments, but if an automatic (EFT) payment goes through and your account has insufficient funds, you will be charged by the bank. If you know the money is not going to be in the bank, make arrangements in advance.
I Can’t Make A Payment
It’s a general rule of thumb for every auto insurance policy that you pay a month in advance when you buy a policy. Even if you miss a payment, your policy won’t be canceled until that month is over. If you can catch up your payments before the policy coverage is interrupted, your insurance won’t be canceled.
Will They Work With Me To Pay My Bill?
Almost every auto insurance underwriter will work with you. Some offer more specific policies, but you may be able to change your due date, change your policy limits to lower your payment, or change your billing structure to spread the payments out no matter who provides your coverage. Call the insurance company and also call AAA to find out how to deal with missed payments.
Have you had first-hand experience with AAA auto insurance policies and billing? Please tell our visitors how your experience went and whether AAA was willing to help.