aarp-credit-card bills

AARP Card Bill

What to Do When You Can’t Pay Your AARP Credit Card Bill

AARP is an organization designed to provide products and services to its members. Currently, AARP has 40 million members and adds new members each year. One of the more popular products available is the AARP Credit Card. This financial tool provides benefits not offered by other credit card companies. The benefits include:

  • Discounts on travel
  • No annual fee
  • 0% interest on all accounts for one year

How to Pay the Bill

Customers can use the following services to pay your AARP Credit Card bill:

Pay online: Customer can pay your AARP Credit Card bill online by visiting

Pay by phone: Customers can call customer service at 1-800-283-1211 to make a payment by phone.

Automatic draft: Schedule your bill payment up to 25 days prior to the due date by using automatic draft. The funds deduct directly from your bank account.

Pay by mail: Send your AARP credit card payments to:

AARP Credit Card
P.O. Box 15043
Wilmington, DE 19850-5043


AARP Credit Card
P.O. Box 15218
Wilmington, DE 19850-5218

Questions About Your Billing Statement or Account?

A trained customer service representative is available at 1-800-283-1211 to answer your questions regarding your AARP Credit Card account, especially the inclusion of service charges and fees. You can also visit the AARP Credit Card Customer Resource page for a complete description of all applicable charges.

How the Penalty Fees Work

The service charges and fees included on your AARP Credit Card bill include:

  • Foreign transaction – 3% of the transaction
  • Cash advance – $10 or 3% of the transaction
  • Balance transfer – $5 or 3% of the transaction
  • APR – 16.24% to 29.99%
  • Returned check – $35
  • Returned payment – $35
  • Over the limit – $35
  • Late payment – $15 to $35

I Can’t Make a Payment

When customers face the decision whether or not to pay your AARP Credit Card bill, it can be a difficult decision. Credit card companies are notorious for not providing assistance to the customers after you accept the credit card. Fortunately, the AARP Credit Card provides several services that help you pay your bill in a timely manner. The services include:

  • Payment arrangements – Call 1-800-283-1211 and speak to a customer service representative. They will place your past due balance on a payment plan wherein you pay the past due balance over the course of time. You will still incur finance charges until the past due balance is paid-off.
  • Extended due date – Does your bill payment fall at the wrong time of the month? Request a change in the due date. You have the ability to move the due up to 10 past the original due date.

Will They Work With Me to Pay My Bill?

Backed by one of the largest financial institutions in the world, the AARP Credit Card is ready to help customers in your time of need. Did the company offer assistance or did the company simply refer you to a credit counseling service? We want to hear your real-life experiences dealing with the AARP Credit Card.

3 Comments on “AARP Card Bill
  1. please send my billfor new york life insurance at my home adress i wii appreciate it iam changing my bank a ccount thanks

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