barnes-and-noble bills

Barnes & Noble Bill

What To Do When You Can’t Pay Your Barnes & Noble Bill

Barnes & Noble is the largest retailer of books both online and in its chain of bookstores. These book stores are usually part of upscale malls and stores, and many contain cafes that serve Starbucks Coffee. Barnes & Noble owns 700+ retail stores nationwide, as well as 600+ college campus bookstores. Like most retail stores, Barnes & Noble offers their own store credit card. In this case it’s the Barnes & Noble MasterCard. This credit card offers you:

  • A free $25 Gift Card: After your first purchase B&N will send you a $25 gift card redeemable online or in-store
  • 5% back at Barnes & Noble: You can earn 5% back on purchases in addition to other discounts you receive. You receive the 5% delivered as credit on your statement.
  • No Annual Fee
  • More free Gift Cards: You earn on Reward point for every $1 you charge anywhere else on purchases like gas and groceries, and when you reach 2,500 points, you’ll automatically receive another $25 B&N Gift Card.

How To Pay the Bill

Barnes & Noble offers several ways to pay your credit card:

Pay Online:
You can pay your Barnes & Noble bill online at You can also set up an automatic repeat monthly payment through your checking account.

Pay by Mail:
Send a check or money order to:

Card Services
Lock Box 913337
2080 Cabot Boulevard West
Langhorne, PA 19047

Pay by Phone:
You can pay your card through the automated phone system at (877) 523-0478.

Questions About Your Billing Statement or Account?

Barnes & Noble MasterCard information, including facts about the annual fee and rewards program are available from the Frequently Asked Questions page. Card holders with additional questions can contact customer service at 1-866-896-5547.

How The Penalty Fees Work

The APR on a Barnes & Noble MasterCard for purchases ranges from 13.99% to 24.99% depending your your credit history, and will vary according to the Prime Rate. To avoid paying interest on purchases pay your entire balance on your due date which is at least 23 days after the close of each billing cycle.

The penalty APR can be up to 30.24% – again based on your credit history – and will applied to your account if you:

  • Make a late payment
  • Go over your credit limit
  • Make a payment that is returned

I Can’t Make A Payment

When calling Barnes & Noble customer service to find out what their policy is for customers who have fallen behind in payments, they directed our call to the Barclays/B&N Card Services Relationship Manager which stated that they do not have a policy in place, but that they direct customers to a third-party debt resolution company of their choice.

Will They Work With Me To Pay My Bill?

At this time, we do not have information about specific procedures Barnes & Noble follows when a customer cannot pay their credit card bill. If you have experience with paying off your B&N credit card we want to hear from you!. Please share your experiences with getting out of Barnes & Noble credit card debt to help others in the same predicament!

One comment on “Barnes & Noble Bill
  1. on 3/18 I was billed $.99; on 3/18 I was billed $.99; and on 4/1 I was billed $1.99. Can you tell me what these were for?

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