What To Do When You Can’t Pay Your Belk Rewards Bill
Since its founding by William Henry Belk in 1888 as the New York Racket Store, Belk has been in the business of serving customers with great products and bargains. Belk department stores offer a wide array of clothing options as well as jewelry, beauty products, fragrances, and items for you home. On their website you can find catalogs, ads and develop a wedding registry for friends and family to browse. With Belk Rewards card you can earn rewards and savings at your favorite department store. The Belk Rewards card provides the following benefits:
- 15% off your first purchase
- 1 point for every $1 spent
- Every 400 points earns you $10 in Belk Reward Dollars
- 35 exclusive savings days each year
- Special double point events
- Returns without a receipt
- You can track your rewards on the official website.>
- No annual fee
If you spend $600 on your Belk rewards card in one year, you can achieve Premier status, which adds these benefits to your card:
- Special financing with the Belk Rewards Flex Pay Plan
- Free deluxe gift wrap
- Free basic alterations
And if you spend up to $1,500 during the year with your Belk Rewards card, you’ll be promoted to the Elite group and receive these added benefits:
- Triple point events
- Quarterly Pick Your Own Sales days
- 20% off one day during the month of your birthday
- Free shipping coupons
How to Pay the Bill
You can receive your monthly bill through in the mail, or sign up for electronic billing.
Customers with a card can pay the Belk bill online and Belk’s online bill payment center here: https://www.belkcredit.com/consumergen2/login.do?subActionId=1000&clientId=belk&langId=en&accountType=plcc
Pay by mail:
Write your Belk account number on your check or money order and mail it to:
P.O. Box 960012
Orlando, FL 32896-0012
Pay at the store
Find a local store near you with the Belk Store Locator, and pay your bill off at the department store.
Pay by phone
Contact Belk Credit Card at 1-800-669-6550. You may be charged a fee to pay over the phone.
Questions About Your Billing Statement or Account?
GE Money Bank backs the Belk credit card. The Credit Terms and Conditions page explains annual percentage rate, late payment fees and card security fees. If other fees are listed on your Belk bill, customer service is available at 1-800-669-6550 to explain your bill.
How the Penalty Fees Work
Belk Rewards card has an APR of 24.49%. If you fail to pay the minimum payment you’ll be charge a late fee of $25. If you fail to pay a second minimum payment within a span of six months, you’ll be charged $335.
I Can’t Make a Payment
When we contacted Belk Rewards customer service, they were unable to answer our questions regarding procedures to help those who’d fallen behind on their payments. GE Money Bank is the bank that supports Belk Rewards credit cards, and they appear to offer reasonable payment plans and debt reduction options according to several online reviews.
Belk Rewards offers an optional card security program which you can sign up for when you first apply. It costs $1.66 per each $100 on your monthly ending balance, and will cancel up to a $10,000 balance should you experience a qualifying unemployment, approved leave of absence, disability, hospitalization, nursing home care, or loss of life.
Will They Work With Me To Pay My Bill
Have you had to work with Belk to pay off overdue debt on a store card? Was the company easy to work with? Did they offer viable solutions? Let us know about your experience.