What to Do When You Can’t Pay Your Visa Flex Card Bill
The Visa Flex Card program is designed to help people with less than perfect credit rebuild their credit and raise FICO scores. This prepaid Visa reports to all major credit bureaus, but there is no monthly bill so users can only gain a good report because the money they are using for purchases is deposited into the account before the purchase is made. As such, there are no penalty fees associated with this credit card, though there may be monthly maintenance fees.
It is important to note that the Visa Flex card program is not available through Visa.com. There is an official website associated with the program, but the site is no longer functioning. We found several scam alerts associated with the website, including claims of fraudulent charges on customer accounts.
How to Pay the Bill
The Visa Flex Card program is prepaid, so users must load the card or setup direct deposits to fund the card when they sign-up. If you sign-up for direct deposit into the Visa Flex Card account, the monthly maintenance fee will be waived.
Pay online: You have the option of using the Visa Flex card website to load your prepaid Visa. There is a few associated with loading your Visa Flex card revealed in the terms and conditions of your account.
Pay with direct deposit: If you setup a direct deposit into your Visa Flex Card account, the monthly maintenance fee will be waived. When your payroll money is processed it will automatically be available on your Visa Flex Card. If you need to withdraw money, the card allows withdrawals up to $1,500 at one time.
Questions About Your Billing Statement or Account?
There are no penalty fees associated with the Visa Flex Card, but there may be maintenance fees listed on your bill. If you need questions about fees answered, look at the Terms and Conditions of your account or call the customer service number listed on the back of your card.
How the Penalty Fees Work
The Visa Flex Card program is a prepaid program, so no penalty fees are associated with using the card. However, you will be charged a monthly maintenance fee if you choose to load the card directly instead of setting up a direct deposit through your employer.
I Can’t Make a Payment
There are no monthly payments with the Visa Flex Card program. If you can’t load the card, contact the customer service department at the number on the back of your bill. The representative will tell you how much money you need to deposit to cover the monthly maintenance fee. The representative may also give you other options, such as cancelling the card until your financial situation improves to prevent useless monthly fees being deducted from your account.
Will They Work With Me to Pay My Bill?
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