kmart-card bills

Kmart Credit Card Bill

What to Do When You Can’t Pay Your Kmart Credit Card Bill

Kmart is a mass retailer of household items, fresh foods and apparel. Being a staple in the United States since 1962, Kmart has built its brand around low prices and excellent customer service. As a part of the offerings from the Kmart, the company offers the Kmart credit card. Customers that use the Kmart credit card have access to coupons, exclusive savings, special financing and 24 hour customer support.

How to Pay the Bill

Customers that need quick, easy and convenient ways to pay your monthly bill will benefit from the following services.

Pay online: Customers can pay your Kmart credit card bill online by visiting The service is free and only requires you register your account.

Pay by phone: You can make a payment by phone when you contact customer service at 1-800-917-7700, 1-800-669-8488, 1-800-823-7879 or 1-800-366-3817.

Pay by mail: Send your Kmart credit card bill payment to:

Sears Private Label Payments
P.O. Box 183081
Columbus, OH 43218-3081


Sears Private Label Payments
P.O. Box 183082
Columbus, OH 43218-3082


Sears Private Label Payments
P.O. Box 183116
Columbus, OH 43218-3116


1500 Boltonfield St.
Columbus, OH 43228

Pay in person: You can visit any Sears or Kmart in order to make a bill payment.

Automatic draft: Schedule your Kmart credit card bill payment directly from your bank account using automatic draft. Your bank could potentially charge a convenience fee.

Questions About Your Billing Statement or Account?

When you receive your Kmart credit card bill, do you understand all of the terminology as it relates to service charges or fees? The company provides a detailed description of all applicable charges on the Kmart Credit Card Customer Resource page. You can also contact customer service at 1-800-917-7700, 1-800-669-8488, 1-800-823-7879 or 1-800-366-3817 and speak with a representative that will explain the fees and charges.

How the Penalty Fees Work

The service fees and charges assessed to your account are similar to other credit card companies. The charges you may notice include:

  • APR – 25.24% to 27.15%
  • Balance transfer – 5% of the transaction or $10
  • Cash advance – 5% of the transaction or $5
  • Late payment – $35
  • Returned payment – $35

I Can’t Make a Payment

When faced with a financial crisis that leaves you unable to pay your bill, the company has programs that will assist you and bring your balance current. The programs and services available include:

  • Payment plan – The company places your past due balance on a payment plan and allows you to pay down the balance over several months. You will still incur finance charges.
  • Extended due date – The company allows you to change the due date of your payment up to 10 days past the original due date.

Will They Work With Me to Pay My Bill?

Did the company help you pay your bill? We want to hear your story.

3 Comments on “Kmart Credit Card Bill
  1. Hi, I am inquiring about my account, as I have not yet made any payments since taking out merchandise last Spring. Please let me know who to speak with?

    Thank You,

    Marisa Germano

  2. Aplique una tarjeta de crédito en kmart cerca de un mes en kmart de Guayama Puerto Rico y use $79.00 lo cual fue cargado a la cuenta no he recibido la tarjeta para hacer mi pago y regresé a trabajar a new jersey no tengo el número de cuenta para hacer el pago que tengo q hacer

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