What To Do When You Can’t Pay Your Morgan Stanley Home Loans Bill
Founded in the early 20th century, Morgan Stanley has become one of the leading home loan providers in the United States. Although the country has seen better times in the housing market, several companies continue to offer affordable mortgages, such as Morgan Stanley Home Loans. The company provides affordable rates and programs designed to make home ownership a reality. The company also is aware of the financial difficulties customers have paying your Morgan Stanley Home Loans bill, so they offer several options to assist customers that can’t pay your bill.
How To Pay The Bill
Morgan Stanley does not provide much information about their products and services online, as they want you to go through one of their private financial advisors to learn more. Aside from visiting a financial institution, you have the ability to make a payment through Morgan Stanley Home Loans online bill payment system, third-party service ChargeSmart and automatic deduction.
Pay online: Customer can pay your Morgan Stanley Home Loans online by visiting https://www.smithbarney.com/cgi-bin/login/login.cgi?redir=yes. You can make payment with a credit cards, debit cards and electronic checks.
Pay in person: Customers can pay your Morgan Stanley Home Loans bill in person by visiting one of many local Morgan Stanley branches or your financial advisor. The complete list of locations is available on the Morgan Stanley Home Loans website.
Third-party locations: Customers can pay your Morgan Stanley Home Loans bill with the third-party service ChargeSmart by visiting http://www.chargesmart.com/make_a_payment/mortgage/Morgan%20Stanley%20Home%20Loans?k=. There is a service fee added to your Morgan Stanley Home Loans bill.
Automatic deduction: Customers can pay your Morgan Stanley Home Loans bill by having your payment automatically deducted from your checking or savings account.
Pay by phone: Customer can pay your Morgan Stanley Home Loans bill by calling customer service at 1-800-869-3326.
Questions About Your Billing Statement or Account?
Have you noticed fees added to your Morgan Stanley Home Loans billing statement or account that you do not fully understand? If this is the case, we recommend you visit the Morgan Stanley Home Loans Customer Resource Page. For additional information regarding your Morgan Stanley Home Loans billing statement or account, you should call customer service at 1-800-869-3326.
How The Penalty Fees Work
Mortgage companies tend to charge fees to your billing stamen or account throughout the course of your loan. Morgan Stanley Home Loans charges fees, including:
- Application fee
- Late payment
- Origination fee
- Title search/examination
- Title insurance
- Closing fee
- Mortgage recording fee
- Mortgage recording taxes
- Legal fees
I Can’t Make A Payment
If you cannot pay your Morgan Stanley home loan bill, you should contact customer service at 1-800-869-3326 right away and discuss the situation. Although Morgan Stanley Home Loans does not disclose payment assistance programs, the Federal government may be able to assist with customers that can’t pay your Morgan Stanley Home Loans bill.
- Interest-only payments
- Fixed-rate mortgage
- Adjustable-rate mortgage
Will They Work With Me To Pay My Bill?
Morgan Stanley home loans will work with you to pay your bill, but after a certain point will have to start foreclosure proceedings according to the laws in your state. It is best to get the account current as quickly as possible to avoid the issue. If you are a current or previous customer of Morgan Stanley and have a story to share to help our readers, please share it below.