target bills

Target Bill

What To Do When You Can’t Pay Your Target Bill

The first Target store opened their doors in 1962 with the goal of offering trendy merchandise at prices the average consumer could afford. There are now currently 1,750 other Target department stores in 49 states. To help with purchases, Target offers their shoppers a credit card called the REDcard. It can only be used within the Target stores and can be applied for via a simple application process.

Here are some of the benefits Target credit card users receive:

  • An automatic 5% savings on all in-store and online purchases
  • A 1% donation from every purchase to your child’s school
  • An additional 5% off one shopping trip for every 5 prescriptions filled at a Target Pharmacy

If you have a Target credit card and need help understanding how make a Target payment online– or if you have a personal Target REDcard experience you’d like to share – please keep reading.

How To Pay The Bill

When it comes to paying your Target REDcard bill, you have a couple options.

Pay Online:

You can pay the Target bill online via this weblink to Target’s online payment center:

Pay By Phone:

Or you can contact REDcard services at: 1-800-755-5856

Pay By Mail:

You can mail payment for the Target REDcard to:

Target National Bank
P.O. Box 660170
Dallas, TX. 75266-0170

Questions About Your Billing Statement or Account?

Information on penalty fees, late payment fees and annual percentage rates are available from the Rates and Fees section of the REDcard services page. Target credit customers can call 1-888-755-5856 to reach customer service.

How The Penalty Fees Work

The Target credit card carries a 22.90% APR.

To avoid paying interest and receiving penalties you need to pay off your entire balance by the due date of each month.

If a payment is made late you will receive a late payment penalty fee up to $35.

If a payment you make is returned you’ll receive a penalty fee up to $25.

Also, when you make a request over the phone for a transfer or draw of funds from a deposit account to pay your Target REDcard balance, you may be charged a service fee.

There are no annual fees associated with the Target credit card.

I Can’t Make A Payment

Target seems to outsource their REDcard payment services. One consumer reported that after signing up for a Target credit card they didn’t receive any billing statements from them for months. In the meantime they were being charged a lot of fees they didn’t realize were accruing. When they finally were contacted they received poor customer service and a very large bill. Other such similar reports have been filed.

Will They Work With Me To Pay My Bill?

Do you have any experience with paying off a Target credit card? If so, please let us know! We’d like to feature more reader accounts that inform others how the Target REDcard has or hasn’t worked for them.

7 Comments on “Target Bill
  1. I am in a foreign country with just Skype access so can’t talk with a site that requires my typing in a number to reach a customer service representative so I am hoping to resolve this issue with e-mail. I have used my target card with no problems up until about 2 weeks ago when it began to be denied at sites. My efforts to access my account were also stymied by by inability to log in to the redcard site I used to pay off my account and instead being advised to call a customer service number, which I can’t do with a Skype situation. My bank shows I have paid all bills so my account should show a balance of $0 or nearly so. Can you resolve this dilemma so I can use my card anymore at all? Thank you, Loraine Bishop

  2. Use chat/call feature in Google Chrome. Takes awhile to download but if you have INTERNET access you have the ability to phone the world. It is free to download and free to use for 2012.

  3. I cannot access my account to see what my balance is. I have tried to call with no success. I am concerned about whether someone is using my acccount no. to charge merchandise. Please let me know what my balance is.

  4. I use pageonce to process all my payments, target has disabled my log in, which in turn has delayed processing the payment. Five phone calls, they insist I pay by phone for log in reinstatement calling me a liar that I have never sent a payment and when I try to explain my bill pay program to them they hang up on me? How do I resolve this, I already have a pmt in process just need my log in released and they would have it, why do they not understand that?

  5. For several years I have paid my account directly thru my bank. Last 3 months my bank has had trouble accessing the site. I’ve tried for days to access my Red card account. I been asked for answers to security questions I never gave answers to when I created the account. Called the Customer Service # on the card. Response was “we cant access accounts”. ???? This morning when I tried signing in I was asked for a security question I had answered but still could not access my account.
    Has the Target Red card site been hacked?
    The 5% off for using the Red card is not worth the credit risk for not being able to pay a bill or worry over the security risk of not being able to access your account.

    Target big fail!

Leave a Reply

Your email address will not be published. Required fields are marked *